AIX EN PROVENCE, France, January 12 /PRNewswire/ -- Oney Portugal manages retail cards and credit reserves for Jumbo, Décathlon, Aki, Leroy Merlin, Norauto, all companies established in this country, thus representing over 500,000 customers.

For almost 5 years, Oney Portugal has relied on a solution specifically developed by Monext covering all aspects of payment card management: from the application and enrolment process, management, and collection, to managing transactions and all related credit authorisations. Monext is continually developing this range of services enabling Oney Portugal to launch new products and services.

The solution devised by Monext enables Oney Portugal to offer real-time personalised payment offers which can vary according to customers' individual profiles and depending on changes in their financial situation. By way of example, offers advertised on customer statements vary from one customer to the next depending on their particular circumstances.

Additionally, Monext provides Opey's staff with a collection system which can independently deal with the first outstanding balances using a decision engine adapted to Oney Portugal's client strategy. The agents in charge of amicable collection services can use this system to optimise their daily transactions.

Nicolas Dreyfus, Managing Director of Oney Portugal comments: In an increasingly dynamic environment where being pro-active, reactive, and flexible have become daily challenges, Monext and Oney Portugal are working hand in hand to assure the growth and quality of our operations. We appreciate Monext's collaboration in sharing their success with us for the growth of our operations. The consequences of having a team totally dedicated to our project means we can move forward positively with our expansion strategy in Europe alongside Monext.

Philippe David, head of banking and payment solutions at Monext added: We're happy to work with Oney Portugal on a day to day basis and to provide them with use of our card and payment management and charge accounts solution.


Banque Accord-Oney is a subsidiary of the Auchan Group, specialising in consumer credit, e-banking, and payment card management, and is built on a close relationship with its 6 million customers throughout Europe, 3 million of whom are in France. The total amount of transactions processed with cards managed by the bank represented more than 7.4 billion Euros in 2007. The group employs 1,700 people in Europe (Lille, Tours, Warsaw, Lisbon, Madrid, Milan, Budapest, and Bucharest), Kiev, Moscow, and Shanghai.

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About Monext

With almost 5 million bank cards, 3 million travel cards, and 3 million retail cards (petrol and retailing), operated by 400 associates on a daily basis, and with more than 550 million registered transactions, MONEXT is a major player in electronic payments in France. Its mission is to facilitate electronic payment transactions, with or without cards, at points of sales systems, online or via mobile phone, in a secure, reliable, and instant manner.

MONEXT, which develops innovative solutions for its banking, retail, and commercial clients, aims to triple its annual sales figures during the next three years, through internal and external growth, and by establishing itself as one of the leaders within a strong growth sector in Europe.

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SOURCE: Monext

CONTACT: Monext press contact: Solange Stricker / Finincom, Christina Bel,+33-01-40-71-32-74,; Romain Sulpice, +33-01-40-71-32-75,