DUBAI, United Arab Emirates, MMT08, November 10 /PRNewswire/ --

- Innovative Products and Services to Benefit International Migrant Workers

Smart Communications, Inc. (SMART), the leading wireless services provider in the Philippines announced today that it will partner with Roamware, a leading US-based roaming services provider, to create a global service environment for the deployment of international mobile financial services.

SMART and Roamware sealed a Memorandum of Understanding (MoU), agreeing to leverage existing network infrastructure, resources, expertise and international reach, to make Mobile Money Transfers available to mobile operators and financial institutions around the world.

SMART developed its Smart Services Hub, a global financial and telecommunications services solution, based on the proven capabilities and features of its award winning Smart Money electronic financial services platform. Based on the MoU, SMART and Roamware will explore opportunities to deploy the Smart Services Hub across Roamware's own industry-leading service delivery platforms currently linked with more than 350 mobile network operators in over 130 countries worldwide. This will facilitate the global deployment of the money transfer service.

We are pleased to combine SMART's wide network of bank and fulfillment partners with Roamware's global reach and technology to develop an alternative mobile remittance corridor that is reliable and convenient, said Orlando B. Vea, SMART Chief Wireless Services Advisor. We are confident that our Mobile Money Transfer service will become a primary remittance channel for overseas migrant worker customers sending money to their loved ones all over the world, Vea added.

Our relationship with SMART will enable us to further demonstrate our own vast experience in deploying innovative, secure and reliable solutions to the global mobile operator community, said Bobby Srinivasan, President CEO of Roamware. We look forward to delivering the benefits of mobile money transfer to millions of migrant workers around the world, through fast and reliable transactions.

The total current volume of international monetary remittances is around US $300 billion, and is expected to triple by 2010. With over 60% of the global population in possession of mobile phones, SMART and Roamware's offering promises to benefit millions of migrant workers, who can remit money to family members and friends back home, with just a few clicks on their mobile phones. In addition, a whole host of additional financial transfer products and services will be accessible to subscribers, thereby enabling seamless cross-border monetary transactions.

About SMART

Smart Communications, Inc. is the Philippines' leading wireless services provider with 34.2M subscribers as of end-Sept. 2008. SMART offers world-first wireless data services - Smart Money, Smart Load, Smart Padala. Its subsidiary, Smart Broadband, Inc. offers a wireless broadband service, Smart BRO. SMART is wholly-owned by Philippine Long Distance Telephone Company.

Additional information - http://www.smart.com.ph

About Roamware

Roamware Inc. is the leading provider of voice and data roaming solutions that enhance the roaming experience for users in more than 130 countries worldwide. Roamware's product portfolio consists of over 30 solutions across the GSM and CDMA domains and have helped over 350 mobile operators manage their roaming business.

Additional information - http://www.roamware.com

Contacts: Roamware Mr Deep BASU deep.basu@roamware.com SMART Mr J Magno JAMagno@smart.com.ph

Roamware; Mr Deep BASU; deep.basu@roamware.com; Tel: +91-20-4040-6000. SMART; Mr J Magno; JAMagno@smart.com.ph; Tel: +63-(0)2-848-8848